Steve Shrum
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Finding A Mortgage Broker

If you are in the market for a new home, or looking to refinance your existing mortgage, then you will want to consider the option of hiring a mortgage broker rather than an individual lender or lending institution.  With times being as tough as they are for so many people, and the instability of the financial markets, shopping around for the best deal in a mortgage is of vital importance.  A mortgage broker is a one-stop mortgage option that can save you time, and most importantly, money.  Here are just a few reasons you should consider a mortgage broker.

Who Are Mortgage Brokers?

Mortgage brokers are financial professionals who are paid a commission to match lenders and borrowers.  They usually work with dozens of lenders as freelance agents and can match you with a lender than offers the best mortgage for your financial situation and personal needs.  They are qualified to evaluate your credit situation, offer you a variety of loans from different lenders, and can submit the home buyer’s application to one or more lenders.  A good mortgage broker is able to find a lender to suit a buyer with just about any credit rating.

Why A Broker Can Work For You

While the idea of a commission fee paid to a broker may not seem worth it, in most cases this cost is passed back to the lender.  Brokers provide a service to lenders which saves them time and resources, and often they are willing to absorb this cost.  Lenders who work with brokers are also more aware that their offer will be competing with other offers from different institutions, and in many cases this means that you are getting the most competitive rates and terms available.

A mortgage broker can definitely find a mortgage that can work for you, but as in hiring any professional, be sure you are certain they are qualified to give you advice and services you are requesting.  Your REALTOR® can give you the names of reputable brokers in your area, and there are also a number of organizations that monitor the profession.

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Testimonials

We bought our beautiful home in May 2016 and are very happy with our home.  Steve, who is also our fri...

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My wife and I recently sold our home in Hendersonville. After agonizing about the importance of hiring a re...

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It is a privilege to recommend Steve Shrum to you. Steve has served as my realtor in the last three moves t...

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Blog

July 09, 2018
Quick Clutter Fixes For Unexpected Showings

Quick Clutter Fixes For Unexpected Showings

When you have to continue living in a home at the same...


July 02, 2018
Cleaning Tips And Tricks

To clean your home is to free it from dirt, pollutants and other elements.  Not only that, but cleaning can...


June 25, 2018
Creative Ways To Say I Love You On Valentine's Day

Every year, Valentine’s Day serves as a celebration of love, happiness and a commitment to those that...


Steve Shrum

118 Saundersville Road
Suite 150
Hendersonville, TN 37075

Direct: (615) 473-6633
Phone: (615) 447-3900

Email


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